Sr. Commercial Lender Job at M&F Bank, Durham, NC

S0xPM0JSQUxPMVVtcm8wN3gyYnBMSDl2Z0E9PQ==
  • M&F Bank
  • Durham, NC

Job Description

Job Description

Job Description

POSITION SUMMARY The main focus of this position is to develop and strengthen the loan referral network using leads to achieve loan goals. The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan products, analyzing loan requests and preparing written evaluations and recommendations for approval, as well as coordinating the loan closings, ensuring the documents are properly prepared and executed. He/she will sustain productive relationships with borrowers and assist with problem loans. In addition, the Sr. Commercial Lender will arrange and coordinate technical assistance to existing and prospective borrowers to help them improve their current operations and /or future business plans.  GENERAL QUALIFICATIONS Knowledge:  Bachelor’s degree is required (a concentration in Business, Accounting, Finance or related field is preferred). Excellent knowledge and understanding of commercial loan processing, procedures, and due diligence is required. Comprehensive understanding of business development strategies, techniques, and business operations, to include: Loan policy, procedures, forms, documentation, sales, credit analysis, financial statement analysis and recovery is required. Knowledge of all applicable lending and other regulations governing business loans. Mortgage lending certification is a plus. Experience:  A minimum of ten years of experience in business or commercial lending is required.  Skills: Must be able to communicate effectively and professionally both verbally and in writing with investors, real estate brokers, etc. Ability to prioritize and meet deadlines. Self-motivated and detail oriented. Strong problem-solving and organizational skills. Ability to analyze loan requests and make solid, informed and accurate recommendations. Ability to develop detailed project plans and meet target deadlines and loan goals. Ability to perform job responsibilities honestly and ethically. A strong analytical background is a must.  ESSENTIAL FUNCTIONS • Conceptualizes, develops, and implements strategies for developing perspective business accounts to achieve loan goals. • Manages and markets loan products and services to small business focusing on increasing product penetration, profitability, client satisfaction, and client retention.• Possesses effective networking capabilities and assists staff in creating and understanding the importance of utilizing this critical competency. Works with various business, civic, social organizations, and centers of influence to contribute to attaining the ongoing goals of the Bank.• Responsible for analyzing and segmenting business portfolios to evaluate risk and performance to risk expectations.• Monitors the commercial loan portfolio to identify problem loans and loans with deteriorating credit situation. Takes immediate action to address and correct the situation. In addition, maintains close knowledge of each client’s business accounts, and loans to avoid and minimize associated risk.• Advises Chief Lending Officer on external factors that may affect establishment of lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to established policies and procedures.

PI9e1ec30b5793-25405-39236222

Job Tags

Immediate start,

Similar Jobs

Primo Brands

Seasonal Yard Jockey Job at Primo Brands

Join our dedicated team at Primo Brands Inc. for a seasonal opportunity as a Yard Jockey, directly supporting our vibrant Beverage & Food Operations. Our company excels in delivering top-quality consumer goods by continuously innovating and streamlining our distribution...

Farm Job Search

Farm Hand Laborer Job at Farm Job Search

 ...Farm Hand Laborer (6295) Location: Watrous, New Mexico JobNumber: 6295 Farm Hand Laborer, trabajo disponible en esta granja y...  ...leave and Christmas bonus. Salary depends on qualifications and experience. Must be legal to work in the United States. Call (866) 24... 

Geear

Inbound Marketing Client Success Manager Job at Geear

 ...Geear is looking for a digital marketing enthusiast with a fervor for client facing work. About the Job Geear, a Hubspot Diamond...  ...team of digital marketing specialists, responsible for executing inbound marketing solutions that align with a clients marketing objectives... 

CrossMed

Travel MRI Technologist (Siemens MRI) Job at CrossMed

Job Description CrossMed is seeking a travel MRI Technologist for a travel job in Mayfield Heights, Ohio. Job Description & Requirements ~ Specialty: MRI Technologist ~ Discipline: Allied Health Professional ~ Start Date: 01/05/2026~ Duration: 13 weeks ...

Marriott International

Banquets Server On Call Job at Marriott International

 ...POSITION SUMMARY Our jobs aren't just about serving guests during a banquet or event. Instead, we want to build an experience that is memorable and unique. Our Guest Event Experts are skilled in a wide range of event functions with responsibility for making sure...