Job Description

Job Purpose:
We are looking for a Mortgage Loan Officer to join our team at Peak Finance Company. This role, reporting directly to the Mortgage Sales Manager, offers a unique opportunity in a remote/hybrid capacity, allowing flexibility to work from home or our office locations while serving our client base.

Primary Responsibilities:
- Proactively prospect and engage with clients seeking residential mortgage solutions.
- Convert inbound and outbound sales leads into loan applications.
- Assess clients' financial situations to recommend suitable mortgage products and rates.
- Meet monthly sales performance goals to ensure continued success.

Essential Functions:
- Solicit, negotiate, and process residential mortgage loans.
- Guide and advise loan applicants through the mortgage application process.
- Coordinate with clients and internal teams to ensure smooth loan processing and closing.
- Educate real estate professionals about our loan products and services.
- Maintain accurate and complete loan files and documentation.
- Handle inquiries and resolve issues related to loan closings.

Skills/Qualifications:
- Minimum 3 years of experience in loan management within a dynamic environment.
- Familiarity with loan processing standards (Fannie Mae, Freddie Mac, FHA).
- Proficiency in standard loan practices, real estate terminology, and market trends.
- Strong understanding of the mortgage industry landscape.
- Fluency in Chinese (Mandarin) is advantageous.
- Must be based in California.

Compensation:
- Competitive annual salary ranging from $52,000 to $200,000, plus commission (1099).

About Peak Finance Company:
Peak Finance Company is dedicated to offering competitive rates and personalized mortgage solutions. Our team specializes in traditional loans as well as serving credit-challenged, self-employed, and first-time home buyers.
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

Job Tags

Full time, Remote job, Home office,

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